Pulling credit comes with real responsibility. We're experts in the FCRA space, we've partnered with leading vendors, and we follow and exceed industry best practices — so you can order with confidence.
Not an afterthought. It's how we earn the trust of consumers, bureaus, and the professionals we serve.
Compliance with the Fair Credit Reporting Act is at the core of everything we build. Our team lives and breathes the rules around permissible purpose, consumer consent, and data handling.
We've developed partnerships with leading vendors in the credit and verification space, so the infrastructure behind your reports is held to the highest standard.
We follow — and actively exceed — industry best practices for data security, access control, and consumer protection.
We're actively pursuing SOC 2 Type 2 attestation, holding our controls to an independently audited bar for security and privacy.
We handle the heavy lifting. Four quick steps and you're live — often the same day.
Share your real estate or MLO license information so we can verify you're a credentialed professional.
Review and sign the required compliance agreements right inside the app — no printing, faxing, or mailing.
Add a payment method for automatic billing, or deposit funds up front and save 5% on what you order.
That's it — once you're verified, bureau access activates the same day and you can start ordering reports.
Save 5% when you fund your account with a deposit instead of automatic card billing.
To order credit reports that aren't initiated by the consumer themselves, we just need one extra step to confirm your identity and protect everyone in the process.
Upload a government-issued ID — your driver's license, passport, or state ID — and you're cleared to order reports directly.
At this time, we're only accepting licensed real estate agents and mortgage loan originators (MLOs). If that's not you but you believe HomeBuyCredit is a fit, we'd love to hear from you.
Email [email protected]Skip weeks of compliance paperwork and thousands in setup costs. Join free and start ordering credit once you're verified.
