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What's moving the mortgage market

Fresh headlines on rates, lending, and the housing market — summarized here and linked straight to the source so you can read the full story.

HousingWireJun 19, 2026

What a 50-year-old letter says about accountability in homebuilding

Exactly 50 years ago this time of year, a 51-year-old man handwrote a four-page letter on a legal pad to his then 21-year-old son, one of seven children – six of them sons and one angel of a daughter – who was spending…

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HousingWireJun 19, 2026

Four rules for underwriting secondary Texas markets in a slower cycle

For the better part of a decade, the Texas growth playbook was remarkably simple. If you wanted scale, liquidity and appreciation, you went to the Texas Triangle: Austin, Dallas–Fort Worth, Houston, and San Antonio and…

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HousingWireJun 19, 2026

ICE executives detail AI cybersecurity efforts through Project Glasswing

ICE is using Claude Mythos via Project Glasswing to find vulnerabilities faster, with a focus on accuracy, speed and fixes.

Read at HousingWire
HousingWireJun 19, 2026

Home flipping slowed in early 2026 but investors saw returns tick up

ATTOM reports 64,348 Q1 2026 flips, 8% of sales, as typical gross returns rose to 25.4% and gross profit increased to $66,000.

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HousingWireJun 19, 2026

Aging in place is reshaping housing demand — and most homes aren’t ready

An expert expains why aging in place is shifting from preference to financial necessity — and what housing professionals need to know.

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HousingWireJun 18, 2026

Retirement plan participation reaches record high, but financial pressures persist

Nearly two-thirds of retirement plans now automatically enroll new participants at contribution rates of at least 4%.

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HousingWireJun 18, 2026

Beazer refinancing raises Dream Finders deal cost by $53 million

For weeks, a central question surrounding Dream Finders Homes‘ pursuit of Beazer Homes has been unambiguous: Will Dream Finders’ offer for the company and its public relations campaign be enough to convince Beazer…

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HousingWireJun 18, 2026

With Warsh’s Fed overhaul, mortgage rates face a new risk

Federal Reserve Chair Kevin Warsh’s new framework for the U.S. central bank carries significant implications for the mortgage industry and broader housing market.

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The Mortgage ReportsJun 12, 2026

Fed Holds Rates, But Mortgage Rates Still Won’t Budge

Key Takeaways The Federal Reserve announced its latest rate decision Mortgage rates are near 6.55% for a 30-year fixed, according to Mortgage News Daily The Fed's statement provides clues about […]

Read at The Mortgage Reports
The Mortgage ReportsJun 11, 2026

Home Equity Loan Before Selling: Which Home Repairs Make Sense [2026]

Planning to sell soon and considering a home equity loan for repairs? Here are the home repairs that justify borrowing before selling.

Read at The Mortgage Reports
The Mortgage ReportsJun 9, 2026

Neighbors Bank Review for 2026: Rates, Loans & Eligibility

Pros and cons of Neighbors Bank Pros: Cons: Neighbors Bank mortgage rates and costs Neighbors Bank appears reasonably competitive for borrowers who qualify for its main loan programs, especially USDA […]

Read at The Mortgage Reports
The Mortgage ReportsJun 8, 2026

Point Review for 2026: Terms, Fees, and Customer Satisfaction

This Point review compares its home equity solutions, including HEI and HELOC options, qualifying, repayment terms, rates, fees, and customer ratings.

Read at The Mortgage Reports
The Mortgage ReportsJun 5, 2026

The Mortgage Reports 2026 Home Equity Gap Index: $11 Trillion in Home Equity Is Going Untapped, Is Yours?

See where homeowners have the most untapped equity in 2026, why Texas tops the list, and how HELOC use varies by state.

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The Mortgage ReportsJun 4, 2026

HELOC as Bridge Loan: Buy Your Next Home First [2026]

A HELOC on your current home can fund the purchase and renovation of your next one before you sell, but DTI is the real hurdle. Here’s...

Read at The Mortgage Reports
The Mortgage ReportsJun 3, 2026

Splitero Review for 2026: Terms, Fees & Customer Satisfaction

Our Splitero review compares HEI terms, fees, cash offers, eligibility requirements, and customer reviews for homeowners comparing equity options.

Read at The Mortgage Reports
The Mortgage ReportsMay 28, 2026

Cash-Out Refi With a Low Rate: Why It’s a Trap [2026]

A cash-out refi replaces your entire mortgage at today's rate, not just the cash-out amount. If you have a low rate, the math almost never works for you.

Read at The Mortgage Reports
CFPBMar 31, 2026

2025 HMDA Data on Mortgage Lending Now Available

The 2025 HMDA Loan Application Register data can be found on the FFIEC's HMDA Platform.

Read at CFPB
CFPBJan 12, 2026

Consumer Financial Protection Bureau and the Department of Justice Withdraw Joint Statement on Fair Lending and Credit Opportunities for Noncitizen Borrowers

CFPB and Justice have withdrawn a joint statement linked to a creditor’s consideration of an individual’s immigration status under the Equal Credit Opportunity Act.

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CFPBDec 15, 2025

Agencies Announce Dollar Thresholds for Smaller Loan Exemption from Appraisal Requirements for Higher-priced Mortgage Loans

The CFPB, FRB, and OCC are announcing that the 2026 threshold for higher-priced mortgage loans that are subject to special appraisal requirements will increase from $33,500 to $34,200.

Read at CFPB
CFPBMar 31, 2025

2024 HMDA Data on Mortgage Lending Now Available

The published data contain loan-level information filed by financial institutions and modified to protect consumer privacy.

Read at CFPB

Headlines aggregated from HousingWire, The Mortgage Reports, CFPB. Full articles and all rights remain with each publisher.

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