HomeBuyCredit
Pricing

Pricing that pays for itself

Pay only for what you use

As low as

$0
Monthly fee
$10
Leads w/ FICO® Score & Full Report
$10
1B Credit Report
$25
3B Credit Report

Free to join. Pick the coverage that fits your market, and only pay for the credit-qualified leads you actually receive.

No setup fee · No long-term contract · Cancel anytime

Included with every paid plan

The essentials come standard, so you can start winning business on day one — whichever paid plan you pick.

  • A public professional profile
  • Credit-qualified buyer matches
  • Full Credit Report & FICO® Score on every buyer
  • Client & pipeline dashboard
  • Same-day bureau access once verified
Individual Plans

Pricing built for you

Coverage and credit access for the individual professional — start free and scale up as your pipeline grows.

Verified

$99/mo

$1,188 billed annually · save 23%

Per-use, as low as

$20
Leads w/ FICO® Score & Full Report
$15
1B Credit Report
$40
3B Credit Report

Agent coverage

5
Preferred ZIPs
100
Verified ZIPs
  • Branded public profile
  • Client & pipeline dashboard
  • Full credit report & FICO® Score on every lead
Most popular

Premium

$199/mo

$2,388 billed annually · save 20%

Per-use, as low as

$15
Leads w/ FICO® Score & Full Report
$12
1B Credit Report
$30
3B Credit Report

Agent coverage

25
Preferred ZIPs
250
Verified ZIPs
  • 5 free leads each monthUp to a $100 value
  • Branded public profile
  • Client & pipeline dashboard
  • Full credit report & FICO® Score on every lead
  • Zapier automation

Executive

$499/mo

$5,988 billed annually · save 14%

Per-use, as low as

$10
Leads w/ FICO® Score & Full Report
$10
1B Credit Report
$25
3B Credit Report

Agent coverage

100
Preferred ZIPs
Unlimited
Verified ZIPs
  • 25 free leads each monthUp to a $375 value
  • Branded public profile
  • Client & pipeline dashboard
  • Full credit report & FICO® Score on every lead
  • Zapier automation
  • REST API access
  • Custom routing rules
Start free

Basic

Join free and pay only for the leads you get — every buyer comes with their FICO® Score and credit summary. Upgrade any time for full credit report access.

Includes 25 Verified-Agent ZIPs.

$0
Monthly fee
$75
HBC lead
$50
Partner lead
Brokerage Plans

Pricing built for teams

Equip your whole brokerage with credit-qualified buyers and in-app bureau access — at pricing that scales with your volume.

Under 250 leads / credit reports a month

Brokerage

$999/mo

$11,988 billed annually · save 20%

Per-use, as low as

$10
Leads w/ FICO® Score & Full Report
$10
1B Credit Report
$25
3B Credit Report

Agent coverage

25 / agent
Preferred ZIPs
Unlimited
Verified ZIPs
  • 25 free leads each monthUp to a $375 value
  • Branded public profile
  • Client & pipeline dashboard
  • Full credit report & FICO® Score on every lead
  • Zapier automation
  • REST API access
  • Custom routing rules
Over 250 leads / credit reports a month

Built for high volume

Running more than 250 leads / credit reports a month? We'll tailor pricing and tooling to your brokerage's scale.

  • Volume pricing on leads & credit reports
  • Brokerage sub-accounts for your whole team
  • Dedicated onboarding & support
  • Custom routing and reporting
Pricing FAQ

Questions about pricing

No long-term contract and no setup fee. Plans are billed monthly or annually and you can cancel anytime.

Beyond your plan, you're charged per lead you receive — so your spend tracks the opportunities we send you, not a flat ad budget.

Paying annually discounts the monthly rate. The exact savings are shown on each plan when you switch the billing toggle to Annual.

Yes. You can move up or down as your business grows, and your coverage and lead pricing adjust with your plan.

They're two tiers of coverage in a ZIP, and the tier decides where you land in line when a buyer is ready there. Verified-Agent ZIPs are your standard coverage — you're matched with credit-qualified buyers in a fair rotation with the other verified professionals in that ZIP. Preferred-Agent ZIPs are premium, limited slots that put you first: buyers are routed to Preferred holders ahead of Verified ones, in their own fair rotation. Higher plans include more of each, and you can add extra ZIPs in either tier at your plan's overage rate.

Yes — there's no monthly fee and no card required to join. You only pay per lead ($50 for a lead you initiate, $75 for an HBC-matched lead), and you see each buyer's FICO® Score and credit summary. Upgrade any time to unlock a full credit report on every lead, in-app 3-bureau reports, included ZIP coverage, and lower per-lead pricing.

Every plan includes a public profile, credit-qualified matches, each buyer's FICO® Score and credit summary, and a full client dashboard. Paid plans add a full credit report on every lead and included ZIP coverage.

Agent coverage

Two ways to own your ZIPs

Every paid plan includes coverage in two tiers. The tier you hold in a ZIP decides where you land in line when a buyer there is ready to move.

First in line

Preferred-Agent ZIPs

Your premium, limited slots. Buyers in a Preferred ZIP are routed to you first — ahead of Verified agents — in a fair rotation with the other Preferred professionals there. The surest way to lock down the markets that matter most.

  • First pick of buyers in the ZIP
  • Fair rotation with other Preferred agents
  • Premium, limited slots per ZIP
Standard coverage

Verified-Agent ZIPs

Your everyday coverage — and the most generous, scaling to unlimited on higher plans. You're matched with credit-qualified buyers across these ZIPs in a fair rotation with other Verified professionals, right after any Preferred placement.

  • Credit-qualified matches across your markets
  • Fair rotation with other Verified agents
  • Scales to unlimited on higher plans

How matching works

When a buyer is ready in one of your ZIPs, the match goes to a Preferred-Agent holder first, rotating fairly so everyone gets their turn. If the ZIP has no Preferred placement to fill, the buyer is matched to a Verified-Agent holder — again in fair rotation. Each plan includes a set number of each tier, and you can add more at your plan's overage rate.

Start with credit-qualified buyers

Join free, get verified the same day, and start receiving matches in your market.

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